Our country is well on it's way towards having $1.7 trillion in outstanding student loan debt and over $14 trillion in consumer loan debt. Why is this? What are we doing to ourselves that is saddling us with so much debt? The Cajon Valley Union School District is trying to fix this as early as Kindergarten. We are, as a part of our World of Work initiative, creating a Personal Finance curriculum to help students learn their financial options and be prepared to make informed decisions when they graduate from high school.